How to open CREDIT CARD USA (2024)

There are many intermediary offices that allow you to open credit cards from various banks (city\bofa\amex\chase\cu,fcu, etc.)
Many banks and basically all of them issue VCC immediately after registration - where the virtual card number is the real number from the physical card that will fly to your drop.
You can find an intermediary office by bank partners, look below each bank or by searching in Google Bank+credit card+partners etc. (it all depends on your imagination).
The manual is up to date, you just have to play with the numbers when Enroll!
+ a couple of intermediary offices where you can open now and where they issue VCC - Royal Caribbean\Air France KLM\Original credit card Bank of America bin 4400 (if you try with this bin you can make transfers to AN\RN).


Let's look at the example of BofA​

In general, the most necessary thing is of course a mat, good fullz are needed

Proxy purity by checker https://scamalytics.com/

Fraud points should not exceed 26.

Antidetect - Octo

States under BofA - MI MN AZ

Start

we go to bofu through the pad - nerdwallet, everything is like in the video, we enter our zip, here you may be asked for county, to find out the county you need to enter zip kh in google + the word county

Warm-up

After going to the main page and warming up, to increase the trust from the bank, the signal that you have warmed up well will be - a sound notification, and the machine on the main page with an offer to apply for a loan, and then a chat will appear, where there will be several messages. Also during the session, I recommend opening pdf files and if there are links, follow them.

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You need to enter your data here to avoid an error, that is, a de-line, this action increases trust in you. When trying to shove your number, I tried both Googe Voice and real, it throws an error if you shove the CH number, then in most cases you are allowed further.

Picture below - there is an error

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After all the actions, we go to checking and fill out the form.

We indicate the mail CH - it is better to choose mail from the BG with a higher trust according to the checker https://emailrep.io/

We indicate two CH numbers, click next. there will be several options, either the error above, or another error, it is thrown out when you have a crooked fulka, or CH already has an account, this can be determined by the absence of point 3 on the second page, I am attaching a screenshot.

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If this item is not there, you can stop wasting your time, CH already has an account.

We get approval, create a personal account, do not close anything that you have opened and go immediately to open a saving account on your real number/Google Voice, even if you get a review, the number will still appear in a day and you will be able to receive an SMS to enter the bank's personal account, you just will not have a saving account. When opening a second account, you can get this error

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This means you screwed up somewhere and this account can be thrown away.

Also, if your number has not been added after 1.5 days, it means the account is blocked. There is nothing you can do.

After 24 hours, you must go to your bank account and link your email, divide the unnecessary CH number and set yours as the main one.

Registration alternatives

instead of Googe Voice you can push a real number from von bluhr, you can rent it for 3-0 days for $1.7, this will be less fraudulent and the probability of a deca will be lower.

BofA already remembers your number after going to the second page of the questionnaire, where it asks you to choose a deposit method and a PIN for the card, already at this stage it saves the number and if you fill out the questionnaire again, then the number that you indicated the first time will hang when logging in (after approval). and this means:

You can first enter the KH number, and then close the form and fill it out again and enter your breastfeeding number, and then they can give you approval and the number will be added within 24 hours.

Example with credit cards BofA from the Alaska office (Still opens, but does not provide VCC)
Fullz are needed with a credit of 700+ Mail and phone number with BG
Follow the link https://www.alaskaair.com/content/credit-card/visa-signature
We press Apple Now and it takes us to the website bankofamerica.com
Here we begin to fill out our application.
Screenshot 1
Name Surname Address Phone Number We take everything from the BG
Income is indicated as Total annual income * from $150,000 to $290,000
Monthly housing payment * We indicate the amount for the house from 2100 to 2900
We put a tick and it moves us further
we press Submit and it will give its verdict or send us to hell screenshot 3
or approves screen 4
if approved then click Use card now
we are transferred further, look at screenshot 5, we need to click on what is circled
a new link will open. We close it and click Continue
we go to a new page here we put a tick only at the top screenshot 6
press Continie see screenshot 7
and it gives us VCC see screenshot 8
We write down the card number, expiration date and ccv, otherwise we will not be able to see it anymore.


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FAQs

How to open a credit card in the USA? ›

You'll need to provide your personal information and copies of certain documents to apply for a credit card, including your:
  1. Legal name.
  2. Social Security number (SSN) or Individual Tax Identification Number (ITIN)
  3. Mailing address.
  4. Birthdate.
  5. Employment status.
  6. Income information.
  7. Debt information.
Jun 3, 2024

How do I get a credit card if no one will approve me? ›

You can still get approved for a credit card without a credit history. In fact, there are credit cards designed for people with no credit, such as secured cards and student cards. You'll want to pay attention to features like fees and interest rates when shopping for your first credit card.

What credit score do you need to apply for U.S. Bank credit card? ›

Most U.S. Bank credit cards are intended for consumers with good credit, which is a FICO® Score of 670 or higher. If your credit score isn't there yet, U.S. Bank also offers secured credit cards that don't have a minimum credit score requirement.

What is the minimum income for US credit card? ›

While there isn't a specific income requirement for a card, evaluating your access to income allows a bank to determine your credit health and whether or not they want to lend you money based on their confidence in your ability to make your payments.

What is the number 1 credit card in USA? ›

Chase Sapphire Preferred® Card.

What credit card is the easiest to get? ›

The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.

Which credit card is approved easily? ›

Apply for an Instant Credit Card. he biggest benefit of an Instant Credit Card is that the approval time is much shorter and you can start using it immediately. The Airtel Axis Bank Credit Card allows you to make cash withdrawals whenever you need them.

What credit card has a $5000 limit with bad credit? ›

The Bank of America® Travel Rewards Secured Credit Card is the best credit card with a $5,000 limit for bad credit. You can get a $5,000 credit limit with the Bank of America Travel Secured Card by placing a refundable security deposit of $5,000. The card also offers 1.5 point per $1 spent and has a $0 annual fee.

What store card is easiest to get approved for? ›

Here's a Summary of the Best Instant Approval Store Credit Cards
  • Prime Visa.
  • Costco Anywhere Visa® Card by Citi *
  • Gap Good Rewards Credit Card *
  • Key Rewards Visa *
  • Target Circle™ Credit Card *
  • MyLowe's Rewards Credit Card *
  • Kohl's Card *
Aug 23, 2024

What is the easiest U.S. Bank credit card approval? ›

One of the easiest U.S. Bank credit cards you can get is the U.S. Bank Cash+® Visa® Secured Card. This card is available to applicants with bad credit, has a $0 annual fee and requires a minimum deposit of $300 to open the account.

What is the easiest card to get approved for Bank of America? ›

The Bank of America® Customized Cash Rewards Secured Credit Card is the easiest Bank of America credit card to get because you can get approved with bad credit.

Is it hard to get a credit card in USA? ›

Bottom line. Qualifying for a credit card largely boils down to your credit score. But regardless of what your credit score is, there's a credit card you're likely to be able to be approved for.

Why do I always get denied for credit cards? ›

Your credit history is limited

To assess your creditworthiness, lenders typically review your credit history, which includes whether you have a track record of making payments on time. If you're new to credit or have a thin credit file, you may not have had a chance to prove your creditworthiness yet.

What is a good monthly income to get approved for a credit card? ›

If your monthly income is $2,500, your DTI ratio would be 64 percent, which might be too high to qualify for a credit card. With an income of roughly $3,700 and the same debt, however, you'd have a DTI ratio of 43 percent and would have better chances of qualifying for a credit card.

How much money do you need to open a credit card? ›

Getting your first credit card can cost as little as $0 if you get an unsecured starter credit card, which does not require a deposit and may not have an annual fee. Secured credit cards are also popular options for a first credit card and typically require a refundable deposit of $200 to $300, depending on the card.

Can a foreigner open a US credit card? ›

It's entirely possible to get a credit card as a non-U.S. citizen. It's also legal. However, you may run into potential roadblocks along the way. Credit card companies need to have a way to verify the identity of card users.

Can an immigrant get a credit card in the US? ›

While immigrants can qualify for a credit card in the U.S., credit card issuers will need to verify your identity before approving you for an account. But depending on your immigration status, you might not be eligible for an SSN.

Who is eligible for a credit card in the US? ›

18 or over, although some credit cards require you to be at least 21.

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