Whilst a direct cremation is the cheapest way to be cremated, it won’t be the right way for everyone.
For example, some people don’t want the fuss and expense of a traditional funeral service, but they would still like a few family members and friends to come together for a small ceremony before the cremation.
Fortunately, there are other options available to suit different needs and budgets:
Do It Yourself’ funeral
A Do It Yourself (DIY) funeral means family members would handle all the arrangements of the funeral instead of using a funeral director.
A DIY funeral would include the following arrangements:
- Caring for the deceased before the cremation
- Booking the cremation with the crematorium
- Organising the paperwork e.g. cremation certificate, medical certificate
- Sourcing and purchasing a suitable coffin or casket
- Arranging and holding the funeral service or ceremony
- Arranging or providing transport for the deceased to and from the crematorium
- Organising of the order of service, flowers, venue, catering and so on
This type of funeral may save you money but could also be stressful for the family particularly whilst they are grieving.
Donate body to science for a free cremation
This may be more difficult with the threat of coronavirus still looming - but it could be possible to donate your body to science and this wouldn’t cost your family a penny[2].
Medical institutes across the UK accept body donors for anatomical examination, research and education.
The institute may arrange a cremation and memorial for donations, or the family could request the body to be returned so that they can have a private burial or cremation.
This may not be a preferable option for some people due to religious reasons or family tradition.
Shop around for the best prices
Find the cheapest cremation in your area by shopping around and comparing the prices and services offered by local funeral providers and crematoriums.
Some of the bigger providers offer a broad range of funeral services at competitive prices.
Cut back on optional extras
In 2022, people spent on average £2,669 on flowers, limousines, venue hire and catering. If you want to make big savings on a cremation funeral, this is a good place to start.
The family could arrange their own transport, flowers could be kept to a minimum and the wake could be held in someone’s home free of charge.
Take out an over 50s plan
An over 50s plan is designed to pay your loved ones a sum of money when you pass away, which could be used to help pay for your final send-off.
Acceptance for over 50 life insurance is guaranteed for UK residents between the age of 50 - 85, making it an attractive option for those in this age range whose main interest is to cover their funeral expenses.
A pay out is guaranteed to your loved ones and the money can be used to help cover the cost of your cremation to prevent them having to pay out the full amount from their own pockets at an already difficult time.
No medical information is required, and the sum assured you could secure is up to £20,000 depending on your age and budget.
Why not contact Reassured about over 50s life insurance today?
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